Retirement & superannuation guides
Plain-English information for Australians 50+. Written to help you ask better questions of a licensed financial adviser — not to replace their advice.
Making Your Superannuation Work Harder in Retirement: What Australians Over 50 Should Know
A plain-English guide for Australians 50+ on how superannuation can keep working through retirement, the choices available, and questions to discuss with a licensed adviser.
Account-Based Pensions Explained: A Plain-English Guide for Australians
How account-based pensions work in Australia, minimum drawdown rules, fees, investment risk and Age Pension interaction — written for Australians 50+.
Retirement Income Options in Australia: Understanding the Choices
A clear overview of the main retirement income options Australians can combine — account-based pensions, annuities, the Age Pension, and savings outside super.
Questions to Ask Before You Invest Your Retirement Savings
A practical checklist of questions Australians 50+ can take to any conversation about retirement investments — jargon-free, education-focused.
Common Retirement Investing Pitfalls (and How to Think About Avoiding Them)
Common patterns that Australians approaching retirement run into, and practical ways to think about avoiding them. Education only, not personal advice.
The Age Pension and Your Investments: How They Interact in Australia
A plain-English look at how investments and superannuation are assessed under the Age Pension's income and assets tests in Australia.
Downsizer Contributions Explained: Putting Home-Sale Money Into Super
How downsizer contributions work in Australia, basic eligibility, contribution caps and what to check with the ATO before you act. General information only.
Transition to Retirement (TTR) in Plain English
What a transition to retirement (TTR) strategy is, who it may suit, and what Australians 50+ should understand before considering one. Education only.
Tax in Retirement: How Super and Pensions Are Generally Treated in Australia
A plain-English overview of how superannuation and pension income are generally treated for tax in Australia. Information only, not personal tax advice.
How to Choose a Licensed Financial Adviser in Australia
What 'licensed' means in Australia, questions to ask, and how to check the ASIC Financial Advisers Register before you act. General information only.